Christmas spending has a habit of becoming one enormous, slightly alarming number.
These four visual trays separate it into gifts, food & drink, travel & outings, and decorations & everything else.
Give each tray a comfortable limit, record what you’ve already spent and see what remains without constructing an enormous spreadsheet.
There’s also room to identify one cost you could remove - and one that matters enough to keep.
One-page A4 landscape PDF.